Seller Interest Rate Buydown - Another Way To Look At A Full Price Offer

One of the most valuable tools in my "Seller Stimulus Package" is the Seller Interest Rate Buydown Program. Buying down the interest rate is a outside-the-box strategy that can save your seller thousands, save the buyer thousands, and even help the buyer qualify in some situations. Furthermore, you help preserve home values by NOT dropping the sales price. In most cases, with FHA and USDA loans for example, you get up to 6% seller contributions... Plus, the interest rate buydown is a tax deductable item! (please consult your tax accountant for more information.) In the example below, I was able to save my borrower $179/mo. and more so, I saved the seller $24,329!

With a FULL-SHIFT in power from a seller's market to a buyer's market, both buyers and sellers need to re-evaluate the "best" approach to a transaction. (CLICK HERE for example flyer) The example below takes a typical 3% "closing cost credit" and uses it instead to buy down the interest rate (4% instead of 3% to get a full 1% interest rate reduction). You will see that the seller saves thousands of dollars by NOT having to drop the price for the borrower to attain the same low monthly payment.

If you would like a personalized "Seller-Paid Rate Buydown Flyer" made for your listing, just email me at dan.mortgageadvisor@gmail.com and I will make sure that you have a custom flyer the same day!
All the Best!
Dan